Pojištění a pojišťovnictví (2026)

This Czech-language textbook introduces the basic principles of commercial insurance. It explains the meaning of key terms, the relationships within commercial insurance and insurance as a specific sector of the economy, and the growing importance of commercial insurance in the Czech Republic since 1990. The book covers the basic classification of commercial insurance, general approaches to determining premiums and insurance benefits, reinsurance, and the solvency of insurance companies. It also clarifies the meaning of the insurance market, trends in its development, and the common forms of basic insurance products. Commercial insurance plays an important role in a market economy, where rising material wealth and living standards increase the need to address the consequences of unforeseen events. The book is primarily designed as a university textbook for the basic Insurance course taught at the Department of Banking and Insurance at the Prague University of Economics and Business. It can also be used by anyone interested in learning about the principles of commercial insurance and the insurance industry.