Finanční zralost - Klíč k finanční spokojenosti – Kalátová Veronika (2021)

This book guides readers through the jungle of the financial world, explaining how financial products work and preparing them for discussions with financial advisers and bankers. It presents the principles of financial products in an accessible way and shows how to avoid the most common mistakes when choosing them. Readers learn to understand offers and know what to ask in order to obtain complete information, while parents are given methods for developing their children’s financial literacy and responsibility. The book explains how to work with five essential questions to answer before signing a contract: “What will I get from it? What will it cost me? When will I get it? How certain is it? Can it change?” Clear graphs, tables, examples, illustrations, comparisons and real-life stories complement the text. Topics include finding an adviser you can work with, distinguishing a professional adviser from a fraudster, avoiding unnecessary losses, minimising fees and maximising returns, caring for your money according to your needs, means and experience, understanding when a loan is a problem or a benefit, and knowing what matters before signing a loan agreement. The contents are in Czech.