Chytré holky mají 7 miliónových návyků - Měj své peníze pod kontrolou bez stresu a škudlení – Péryová Denisa (2025)

This Czech-language book by financial specialist and financial-literacy teacher Denisa Péryová presents seven key habits for managing money without stress or unnecessary penny-pinching. It offers a practical and engaging path from the first paycheque to financial independence, with interactive worksheets, useful tips and entertaining challenges. Readers learn to develop a healthy relationship with money, create a liberating rather than restrictive budget, build a reserve for unexpected expenses, understand insurance and choose only what they need, plan their finances so they grow and work for them, and start thinking about retirement in time. The seven habits cover mindset, budgeting, building a reserve, insurance, planning, retirement and regular “dates” with money as a way of maintaining a long-term relationship with it. The book also includes access to the AI financial coach Miliónové Buddy, designed to help implement new financial habits around the clock. It is aimed at young women, students, those beginning their careers and mothers who want to offer their daughters more than the advice to save and not spend.